Commercial Property Building Insurance
CIA Insurance offers commercial property insurance for a building with a business such as a shop at the bottom and a residential (usually let) flat above, or a single storey commercial business. If the property is a commercial business with a flat above, they must have separate entrance and exits to the flat and shop.
Commercial buildings insurance is similar to the cover that you’d expect from residential buildings insurance in that it protects you against perils such as fire, earthquake and explosions.
The policy covers all risks and includes property owner’s liability insurance, which covers you for compensation claims made by staff, workmen or members of the public who injure themselves on your premises.
Depending on your requirements, however, you may want to consider a combined commercial buildings, contents and liability insurance package.
Unoccupied Commercial Property Insurance
If there is no business currently operating from your premises, you will need to get unoccupied commercial property insurance. It can be more difficult to find affordable insurance for unoccupied properties because of the increased risk, but CIA Insurance is well-placed to help. We offer cost-effective FLEA cover (fire, lightning, explosions and aircraft) for a 6 month period.
We also offer residential unoccupied property insurance.
Get a Commercial Buildings Insurance Quote
Call our specialist UK-based team to discuss your requirements or click on “Get a quote” and fill out the online form and let us help you get the right commercial property insurance cover for you and your business.