Commercial Liability Insurance
If you own your own business, it is imperative that you get properly protected against damages and compensation claims from members of the public and your employees. If you’re not adequately covered, you would have to bear the cost of damages yourself, which could be potentially disastrous for your business.
Commercial Public Liability Insurance
CIA’s commercial public liability insurance covers you for any damages that a member of the public is awarded as a result of injury or damage to their property caused by you or your business. You will need this type of insurance if members of the public or customers visit your premises.
You can choose cover of up to £1m, £2m, £5m or £10m.
Employers’ Liability Insurance Cover
You are required by law to have employers’ liability insurance cover if you have any employees. It covers the costs and legal fees if an employee is injured or hurt at work through the fault of the employer. An employee that is injured due to their employer’s negligence can still seek compensation even if the business goes into liquidation or receivership.
CIA’s employers' liability insurance covers you for up to £10m.
Products Liability Insurance
As a business, you will need to get products liability insurance because you are legally responsible for any damage or injury that a product you supply may cause. The insurance will cover you against a claim that your products caused injury or damage rising from the use, handling or consumption of the product.
Get a Commercial Liability Insurance Quote
For expert advice, call our specialist UK-based team today or click “Call me back”. Alternatively, click on “Get a quote” and fill out a quick online form to get your commercial liability insurance sorted.